Terms of Use

Effective date: July 18, 2026 | Last updated: July 18, 2026

These Terms of Use ("Terms") govern your access to and use of the website sme-bs.com (the "Site"), operated by SME Business Solutions ("SME Business Solutions," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

The Site is provided for informational purposes to describe our services and to allow visitors to contact us. You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of the Site by, any third party.

2. No Professional Advice

Content on this Site — including descriptions of our accounting, human resources, business consulting, and Claris FileMaker database services — is provided for general informational purposes only and does not constitute professional, financial, legal, tax, or accounting advice. Any services we provide are governed by a separate written engagement agreement between SME Business Solutions and the client.

3. Intellectual Property

All content on this Site, including text, graphics, logos, and the SME Business Solutions name and logo, is the property of SME Business Solutions or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

4. Third-Party Links

The Site may contain links to third-party websites. We do not control and are not responsible for the content, privacy practices, or availability of any third-party sites. Inclusion of a link does not imply endorsement.

5. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

6. Limitation of Liability

To the fullest extent permitted by law, SME Business Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of, or inability to use, the Site.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Wyoming.

8. Changes to These Terms

We may revise these Terms from time to time. Changes will be posted on this page with a revised "Last updated" date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

9. Contact Us

If you have questions about these Terms, please contact us: